The Money Mustache Community
Learning, Sharing, and Teaching => Investor Alley => Topic started by: Mr Mark on August 12, 2014, 04:26:57 PM
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FYI, just locked in a 30yr fixed mortgage for a second home with 20% down, no fees except appraisal, at 4.375%
Not as great as last year, but not bad, IMHO.
Hope it will be a bit of an inflation hedge. Don't intend to do anything to pay it off in FIRE.
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We were able to pay half a point to secure 4.15% last Monday from a local credit union (4.22% total APR). We were pretty stoked on this. CNN Money quotes the 30/fixed rate at 4.43% today. Sounds like we both lucked out. Likely headed up!
Where did you secure a 'no fee except appraisal' loan?
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Discover home loans. So far, they've been excellent.
actually, now that ive locked, I get a $200 contribution to closing, no fee for loan ( lots of other fees tho)