Author Topic: Critique my asset allocation plan  (Read 744 times)

PencilThinMustache

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Critique my asset allocation plan
« on: February 02, 2015, 11:08:17 AM »
33 y/o, "high income" earner so I'm less risk averse.  Planning on working for at least 20 yrs

US stock   65%.  (large cap 50%; small/mid cap 15%)
Int stock   20%
US bond   10%
REIT   5%

appreciate your thoughts in advance

Mr. Captain Cash

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    • www.mrcaptaincash.com
Re: Critique my asset allocation plan
« Reply #1 on: February 02, 2015, 12:55:48 PM »
PencilThinMustache,

Your asset allocation is alright. My only concern is your significantly exposed to U.S Equities.

The asset allocation for my investment portfolio looks as follows,

Canadian Equities 22%
U.S. Equities 22%
International Equities 22%
Emerging Markets 22%
Real Estate REIT 12%

With the investment portfolio you are planning on you would have most likely had higher returns in 2014 then myself. I diversify as I do not expect one equity to continually outperform the others.

Let me know what you decide,

Mr. Captain Cash

PencilThinMust

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Re: Critique my asset allocation plan
« Reply #2 on: February 02, 2015, 01:12:49 PM »
33 y/o, "high income" earner so I'm less risk averse.  Planning on working for at least 20 yrs

US stock   65%.  (large cap 50%; small/mid cap 15%)
Int stock   20%
US bond   10%
REIT   5%

appreciate your thoughts in advance


Nice name.....