OP here, maybe i should have added the caveat that i would buy some bonds now and sell them around the 100-200 day moving average market low and buy the S&P 500 again
i have a 15-20 year time horizon before i need this money, so no problem leaving it alone
i get the dont try to time the market stuff, but just look at the optics, the markets are rallying for no reason, Coronavirus isnt over and wont be gone till a workable vaccine is created (12-18 months min. according to experts), we just had the longest bull market ever, 30 million americans are out of work, millions cant pay their mortgages or rent and the landlords might not be able to pay the mortgages on their rentals as well, no body is buying stuff, and people are saving and paying off debt, credit card balances dropped the most in history(as a percentage) in march (i think i read that)
we have 3 trillion in stimulus spending and a government with no direction or plan to reduce the current national debt that equals GDP
ok chicken little rant over, but why not think critically about an investment vs set it and forget it?