I have an opportunity coming up where I will need some money for a "major purchase" (~15k on a portfolio of 200K).
I am basically 85% SPY and the rest some more speculative ETFs in commodities and international equities. SPY of course is doing great, but I have some individual stocks up 50%, others down 20% for some perspective. When thinking about how to sell to generate 15k, what should I do?
I could sell my most recent SPY purchases, create a small short term gain penalty, but lower my average cost. I could sell some of my down investments for the Tax loss, however I haven't really lost faith in any of my investments. I could also sell out of my best and only individual stock pick, but its Apple, and they appear to own an infinite money machine.
Any advice?