I read the Investing for Canadians for Dummies book. It is pretty basic information, and much of it didn't apply to me. Have you considered, with a pension down the line, if a TFSA might be a better account for retirement savings? Also I can understand wanting to max out the grant money for the RESP, but that isn't money that you can really use for anything but post secondary for your kids, which is at least 10 years away. A lot of advice I see seems to be to save first for your own retirement then work on the RESP. I'm new at this too, and might be completely wrong about this stuff, there's lots of contradictory information out there. The Ontario Secondary teachers union has a financial services company called Educator's Financial Group, I've gotten advice from them before and they service all Ontario educators and their families. The ones I met didn't push any of their own products or services on me, and I did ask a lot of suspicious questions.