We discovered we are not big fans of being landlords, as lucrative as that was; hence the sale. Also, the debt is at a moderate rate, and there is some hope of debt forgiveness in the future: might we do better by investing in an index fund?
We are both late 30s, household income around 150k, no kids. We live in Boston, so taxes and cost of living are high, but we live frugally. We won't move.