I was waiting on answers to the OP to see if my questions would be answered. I'm ready to start investing again on a small scale, $100/mo to start. I have an ING banking account and was looking at Sharebuilder. However, I don't seem to see my questions answered. Back in the Day I had a small account with a place that had cheap trade prices, but when I no longer had any money to make trades, they had a monthly fee that appeared and ate up my investments fairly quickly. Do most brokerages have those monthly fees if you don't actively trade? Also, if I start with Sharebuilder and decide to move to a different brokerage, do I have to sell my investments and re-buy them at the new brokerage, or can I transfer them? Any monthly brokerage fees would come into play here as well. This is the main reason I haven't started back in, it hurt to watch my (small) investments get gouged when I didn't have the money to save them, nor the knowlege to be able to just sell them off (kept thinking I'd have the money next month). To be clear, this was about 15 years ago.