You are disappointed in your annual return of 2.68%, a significant under performance compared to the S&P 500. But does your asset allocation match the S&P 500? Or are you invested more conservatively, or more diversified? If you have foreign stock, or bonds, both have done worst than the S&P 500 this year.
Now, granted, there is a 99% chance that you are getting fucked by your "advisor" in fees. But you should make that decision by LOOKING AT THE FEES, not by looking at your annual performance (vs an arbitrary index), which depends mostly on asset allocation.