Hey all!
First of all, thanks for the wealth of info in this thread. It's much appreciated. I'm still feeling a bit lost, and I was hoping to get some advice.
Right now, I'm putting 7% into my 401k and the first 3% and then the next 2% are being matched at 50%. It's fully vested and everything, but I don't have a ton in it, unfortunately (about 20k. I graduated in 2007 so the fact that I didn't have a traditional job right away killed me a little bit). Ideally, I'd just add as much as I can, but it's not an option for me. I have really high medical expenses, so I can't put in a higher percentage from my full-time job right now, but I have a relatively lucrative side-gig that can get me some extra cash on the side I'd like to invest. So what can I do with that? Can I start a Roth IRA and just add a little extra cash as I can? Or what's the best option here?
Thanks in advance. I'm a bit to this whole thing, but I want to prepare myself the best I can.