Author Topic: Best Fidelity or TIAA funds?  (Read 4079 times)

Dee18

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Best Fidelity or TIAA funds?
« on: June 14, 2013, 07:29:52 AM »
I am embarrassed to admit it here, but I have been putting my 403 money into
Tiaa Cref guaranteed fund with a 3% return.  I now want to begin putting my monthly pretax contribution into index funds.  The options are Fidelity  and TIAA. Can someone recommend specific funds?  I have other retirement money in Vanguard, for which there have been great discussions here, but that is not an option with my employer.

grantmeaname

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Re: Best Fidelity or TIAA funds?
« Reply #1 on: June 14, 2013, 11:52:25 AM »
The Fidelity Spartan series is Fidelity's answer to Vanguard's index funds. They're equally low-expense, and they're probably your best option - honestly, they're just as good as their Vanguard equivalents. Here is the VTSMX/VTSAX competitor, for example. This list has all of the index funds Fidelity offers.
« Last Edit: June 14, 2013, 11:57:03 AM by grantmeaname »

arebelspy

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Re: Best Fidelity or TIAA funds?
« Reply #2 on: June 14, 2013, 11:58:05 AM »
I like the Fidelity Four in One Index Fund, FFNOX.

It is 85% stocks (60% domestic in two funds, 25% international) and 15% bonds.

0.22% expense ratio.

This may be useful for you if you already know your desired AA, to find the best funds to achieve it: http://www.bogleheads.org/wiki/Fidelity
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aj_yooper

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Re: Best Fidelity or TIAA funds?
« Reply #3 on: June 23, 2013, 08:19:16 PM »
I am embarrassed to admit it here, but I have been putting my 403 money into
Tiaa Cref guaranteed fund with a 3% return.  I now want to begin putting my monthly pretax contribution into index funds.  The options are Fidelity  and TIAA. Can someone recommend specific funds?  I have other retirement money in Vanguard, for which there have been great discussions here, but that is not an option with my employer.

+1 You were saving!  Develop a written asset allocation plan that reflects how you want to balance the rewards of higher returns with their risks.  Bogleheads has a good introduction to investing at: http://www.bogleheads.org/wiki/Bogleheads_investing_start-up_kit.