How close are you?
Have you maxed out other things? 401k, HSA?
- I am not 100% sure, but I think you can still put more money into pre-tax accounts for 2014?
What I am asking you is for more details.
We need exact gross, how much you put in HSA, 401k, Roths, 403b, etc for 2014.
Also Charity donates that you might claim?
If you just barely went over the limit I think you can still pre-tax your way back into qualifying? I am not 100% on that.