The Money Mustache Community

Learning, Sharing, and Teaching => Investor Alley => Topic started by: jmras5 on February 21, 2017, 07:07:28 AM

Title: Asset Allocation to Simulate VTSAX
Post by: jmras5 on February 21, 2017, 07:07:28 AM
What percentage of each one would I have to put into to match VTSAX as close as possible.....with these being my options...

Fixed Income (Low Risk)
Vanguard Intermediate Bd Index VBIUX
Balanced Fund
Socially Responsible Stock
Vanguard Inst Index Plus VIIIX
Stock Fund
Vanguard Extended Market VEMPX
Van All World Ex-US Index VFWSX

Thanks!
Title: Re: Asset Allocation to Simulate VTSAX
Post by: MDM on February 21, 2017, 09:17:10 AM
Approximating total stock market - Bogleheads (https://www.bogleheads.org/wiki/Approximating_total_stock_market) might be helpful.
Title: Re: Asset Allocation to Simulate VTSAX
Post by: VoteCthulu on February 21, 2017, 10:52:31 AM
81% VIIIX
19% VEMPX

But don't forget that these have no international stocks.
Title: Re: Asset Allocation to Simulate VTSAX
Post by: jmras5 on February 22, 2017, 04:47:00 PM
Thanks
Title: Re: Asset Allocation to Simulate VTSAX
Post by: seattlecyclone on February 22, 2017, 06:24:12 PM
81% VIIIX
19% VEMPX

But don't forget that these have no international stocks.

This is correct. Do this if you really want to be precise about matching VTSAX. However if you like to keep things simple, be aware that VIIIX and VTSAX have basically identical performance (https://www.google.com/finance?q=MUTF%3AVIIIX&ei=aDmuWPnMA4HRjAH27rbYBA). If the amount of money we're talking about here isn't that much, going with only VIIIX for your US stock allocation is very defensible.