Does anyone do a different asset allocation for a ROTH IRA vs traditional IRA / 401k / taxable acct. Currently mine are pretty much the same, mostly VTI and VYM with about 10% small cap (VB). (I know VTI is a portion small cap)
Does it make since to up the allocation of small cap in the ROTH IRA and lower or $0 out in the traditional IRA / taxable account. Small cap ETF has more risk but higher reward so would it make sense to hold these in a tax free ROTH?
I am a married 36 years old with 2 kids hoping to retire by age 50-53.
Thanks