Since getting our family finances in better order (started about a year ago), I'm now in a position to begin investing and don't know where to start. The feeling of being overwhelmed is intense, but that's never stopped me before! So if anyone can point me in a good direction, I'd really appreciate the help. Here's some of the nitty-gritty:
We're planning on selling the house soon to dump the mortgage, have a student loan of about 16K with a rate under 2%, so we're in no rush to pay it off. No other debts.
I don't have a company matching program since I work for myself, my partner's employer might match 3% (which sounds pitiful to me), we both have tiny 401K's from old jobs, and there's an old pension from another past job.
I've saved up about 3K to put wherever, with about $1200/mo or more to contribute each month this year. Ack!
I've read tons of posts on investing including Vanguard, Betterment, even Fundrise and P2PL. But none of it makes sense to me yet and feels more like throwing spaghetti at the wall than actual planning (since I don't understand). That might be due to my need for a global perspective to help make sense of how the other pieces fit in. Can anyone help?