Not really new here, but realized it would be a good idea to change my handle due to wanting to post more specifics on my situation. My other handle would be recognizable by close friends and co-workers.
I've been considering expanding or changing my elected funds in these accounts, and would like any details anyone feels they can provide. I am 36 and comfortable with more aggressive investing due to a somewhat late start. Also, I'm a commissioned employee and my income can range from $50K (likely for this year) to $115K (last year). I am currently contributing 10% bimonthly to the 401(k) and 200/monthly to the taxable account while saving cash for a home purchase.
Cash: $20K
Current 401(k) w/ America's Best:
Vanguard Total Stock Mkt Idx Adm (VTSAX): $7,427 20% current election
Vanguard Growth Index Adm (VIGAX): $29,412 80% current election
Fidelity 401(k) from previous employer:
FID Growth – Class K (FGCKX): $6,320
FID Freedom Idx 2045 (FFOLX): $5,541
*I have debated rolling this over to my current employer but it has done well and the ex-employee admin charges are about $5/year. Also, Fidelity offers more options with less fees than my current 401(k) provider.
IRA (traditional):
Vanguard Target Ret. 2040 (VFORX): $1,438
Taxable:
Fidelity Spartan 500 Idx –Investor class (FUSEX): $5,971
Would you leave as-is or am I missing the mark somehow? Obviously I'm a far way off from FIRE. TIA