Waaaay too many funds. I had sort of the same problem when I first started paying attention, so don't feel bad tho. I had something like 10 different funds that a friend suggested (I basically copied his setup when I started my 401k). If you're wanting a lazy portfolio - from what I understood, simplifying your fund choices was one of the suggestions, so definitely take a hard look at the long-term returns and the expenses on each of the offerings and try to find a good broad stock market index (or at least one that has large cap, and one that has med/small cap), a broad bond index, and you could even add in a few more, but I'd try to keep the total funds under 6 just because any more seems like overkill.
I'm by no means an expert, but just doing a run through, I'd probably take a good look at the following:
SpartanŽ U.S. Bond Index Fund FXSTX
0.07% expense ratio
SpartanŽ 500 Index Fund FXSIX
0.04% expense ratio
Vanguard Total Intl Stock Index VTSGX
0.14% expense ratio
Fidelity's low cost funds are usually in the "Spartan" family (they are generally good funds and comparable to Vanguard's fees), and Vanguard funds should all be very low expense ratios. Those three would be good to consider (or at least what I'd move to if I was in your position, but that is based off of only a few minutes' review - so do check ALL of your fund choices since I'm not familiar with all of these funds, and again, not an expert by any stretch of the imagination). You don't seem to have a total US stock market index fund available, but I didn't go through every one of them to read the summaries, so do some research on your own and don't feel like you have to have a whole bunch of funds - narrow down your choices.
I'm also seeing things like "class w" and institutional shares and the like. Just odd to me as I usually see class a/b shares that indicate a front or back loaded fund but could be a no-load fund, so I have to go google about that now.
