Would it be better to asset allocate a regular investment account when comparing mutual funds "minimum investment" to get in for the Roth IRA? I would assume asset allocation would happen over time with supplying the minimum investment for each fund.
I did some looking over several of the mutual funds at Vanguard. This is what came up with for now, what are your thoughts?
VFIAX - 500 U.S. Index Fund (30%)
VTWAX - World Index Fund (20%)
VGSLX - Real Estate Index Fund (20%)
VSBSX - Short-Term Treasury Fund (10%)
VTAPX - Short-Term Inflation-Protected Securities Fund (10%)
VSIGX - Intermediate-Term Treasury Fund (10%)
I tired to get a similar allocation from the Swenson Model
https://www.optimizedportfolio.com/david-swensen-portfolio/. Asset allocated would take some time, therefore would it be better to just have my regular brokerage investment account follow this plan since I wouldn't need to meet the minimum for each fund.
This research has helped me out for asset allocating my investments. Besides the general stock/fund/bond investment, what other assets could be possible to investment in to diversify the entire portfolio?