Hi all,
My situation:
Roth IRA investing in Vanguard Target Retirement fund; maxing this out each year.
No 401k.
Debt: only $6k left in student loans, should be gone in a few months.
I'm reaching the point of opening a taxable account to expand my investing beyond my IRA, now that my debt is almost gone. Should I just go VTSMX all the way? Is there a reason to consider adding bonds to the mix, perhaps via LifeStrategy Growth fund or something similar? My IRA has bonds in it, and will grow more bond-heavy over time automatically. I don't necessarily have early retirement in mind; I just want to invest because I have nothing else to do with the money. It's just fun. Maybe I'll want to withdraw some of it in a few years even, for some unknown new adventure. I'm 26, by the way.
Thanks in advance for any insight :)