With the end of the Mega backdoor Roth most likely looming Jan 1,2022, I decided to set the max I can to after tax contributions in my Employer 401k plan.
Normally I top off the 401k, HSA and Roth IRA and then add an additional 2-5K a year to my after tax.
I will be spending down my emergency fund from 12 months to 9 months with this move, but I feel it is a good move and one I want to take advantage of while I can.
Anyone else doing something similar?