I'm not sure what my actual goals are for investing. I guess my goal is to make good returns over time (Isn't everyone?)
I currently have the money in my 401K going in to two different Vanguard Funds:
Vanguard Balanced Index VBIAX, and Vanguard 500 Index Admiral VFIAX
I think someone mentioned before that I should be in one or the other, and that it's pointless to have both funds.
So could someone that knows a little about this stuff give me some advice?
Here are the low cost funds in my 401K available to me:
VBIAX 0.09% Fees
VFIAX 0.05% Fees
Vanguard Interim Term Bond Fund Index- VBILX 0.10% fees
DFA Large Cap DFLVX 0.27% Fees
Vanguard Explorer Admiral VEXRX 0.35% Fees
DFA Real Estate Securities Fund DFREX 0.19% Fees
How should I diversify the allocations? Any feedback would be appreciated.
Thanks
