I took a withdrawal from this IRA account as part of an 8915B Qualified 2017 Disaster Retirement Plan Distributions and Repayments plan. I would like to make a repayment to my IRA account this year.
I referred to the IRS instructions
https://www.irs.gov/pub/irs-pdf/i8915b.pdfYou have 3 years from the day after the
date you received the distribution to make a
repayment. The amount of your repayment
cannot be more than the amount of the
original distribution. Amounts that are repaid
are treated as a trustee-to-trustee transfer
and are not included in income. Also, for
purposes of the one-rollover-per-year
limitation for IRAs, a repayment to an IRA is
not considered a rollover.
My IRA is with Fidelity and after talking to them over the phone, I was told to mail them a check with the instructions that it was to be treated as a trustee-to-trustee transfer and that it was a 8915b withdrawal repayment.
I just got a letter from Fidelity rejecting my deposit saying "Deposits into an IRA requesting deposit as a non-reportable transfer must be receved directly from the prior custodian of the assets. "
Anyone know how to proceed on this? I would like to get this done to finish my taxes.