Single filing, 90k income.
first: Max out company match 401k
second: max out traditional IRA
third: max out HSA
fourth: leftovers into a taxable vanguard account
Also necessary to bring my taxable income down to $62,000 or less, if possible, to maximize deductions for #2, correct?
my intent was to use the taxable vanguard account as savings account since an actual savings account generates worthless interest.
Does anyone see any concerns or red flags here?