Hey there, I just got a job offer that I believe will put me over the amount you're allowed to make before not qualifying to contribute to the Roth, but I've already contributed for the year. Can anyone explain to me what that number is exactly? Does adjusted gross income mean after pretax contributions? I plan on maxing out my 401k and the new job has matching as well, so does that mean after those deductions have been made from my gross? And then it says it's reduced from $120,000 to $134,999. What is it reduced to? If I need to remove those contributions, how does that work since they've already made a little bit of profit? I had just opened a new Roth in Vanguard to stop contributing to the one I have in Betterment that I need to transfer over (but the paperwork is kinda a pain so I've been lazy), so it's just this year's contribution plus the $200 that it's made so far.
Thanks in advance for any help or resources!