Mr. Percentage, I like your style. Your stock picking strategy is under appreciated and might not make sense, but you come out in public, on the MMM forum and share it, knowing that you are going to get beat up about it. While I have not invested with a coin flip, I have traveled using similar decision making strategies. It leads to interesting outcomes. While I generally believe that indexing works best for me (at least for stocks, most of my portfolio is in RE) if everyone indexed, the world, and this forum, would be a boring, boring place.