The Money Mustache Community
Learning, Sharing, and Teaching => Investor Alley => Topic started by: bthewalls on August 25, 2019, 04:31:29 PM
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Hi folks
I’m trying to gather some ideas from experienced investors.
I’m going to invest 500k sterling shortly (house sale). I’ll be mortgage free and loan free too.
Given all this talk of recession, what’s best option for 10 to 12 year investment? Vanguard
wrl?....ideally I’d want 15 years to ride out more blips in economy but prefer not to.
Baz
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You're not suddenly going to pull out all your money when you retire, right? So your time in the market will be significantly longer than 10-12 years. Choose an asset allocation that lets you sleep at night.
Do you have any other investments besides this upcoming 500k?
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Whats vanguard wrl?
Thanks
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Mortgage free and loan free but what will your expenses be?
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no, not going to pull it out at all...was hoping to build it to at least 1mill and take 4% max per year. after that I'll wrap it in a trust for the kids. but 10 years is too short to turn 500k into 1mill, especially with a slow down forecast after 10 years bull market (lets be real). I'll add annually to the pot what I can, to get increased compounding.
annual expenses are low. mortgage free at that point. living costs not a problem.
Vanguard-https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-all-world-ucits-etf-usd-distributing (its pretty much vusa but with global spread rather than just us)
What would be the sensible options?