Okay, I have my Roth IRA and my 401K... I already contribute to my 401K up to my employer's match of 5% and I have the full $5500 for the Roth this year, but how should I invest beyond that? Should I just contribute more to my 401K since it is pre-tax? Anything I put in Vanguard taxable accounts would have to be done with after-tax income and then the dividends would be taxed upon withdrawal, right? However, if I dump all my assets in the 401K, I won't be able to use it until I'm old, so perhaps that's not the best idea. I'm so new to this stuff and very confused by all the information out there.
Also, if you contribute up to the maximum $17,500 in your 401K, does that INCLUDE your employer's match, or not?