If the tax benefit outweighs the expense ratio, you go ahead and do it, and just pick a fund with a low ratio out of your options.
If you were going to be staying at the company for 40 years it is probably a bigger deal. As it stands, when you reach FIRE the "leave it in the 401k company's hands or take it out" question answers itself.
To the extent there is someone at your company who will listen, you can also have a conversation with them about the options. There is at least one person at your company who can pick up the phone and call the operator of the plan and have one of the vanguard low cost index funds added. Like, today.
Dunno if it's worse potentially being "that guy" that always "says things" that cause other people "extra work."