30k--invest all at once or over time?

[BH]

Hi,

I am new to this community and relatively new to investing. My wife and I have recently moved about 30k out of CDs with minimal return and we are planning on investing it into an index fund such as VTSAX.

My question: would you invest it all in one lump sum or pursue some alternative strategy? Also, we currently have an ameritrade account that will charge $50 per purchase--any better alternatives out there?

Many thanks in advance for any tips/advice.

[arebelspy]

Welcome to the forums!

There is a current discussion ongoing about this topic here: https://forum.mrmoneymustache.com/ask-a-mustachian/lump-sum-investing/

I'm going to lock this thread to keep all discussion in one place, rather than fragmented, but if that doesn't answer your question feel free to post in that thread with your thoughts!

(Regarding TD Ameritrade, it's not a favored brokerage among most "savvy" investors.  Vanguard, Fidelity, and Charles Schwab usually get the nod.)