Hi, 33 y/o (income 145,000), (home paid off, no mortgage) (no loans or debt)
I have a government job with a pension. I contribute the maximum to my 457b, and the maximum to my ROTH, and a separate ROTH for my wife. I have prepaid college for the kids.
What other options should I consider for additional investing preferably in a tax advantaged account? I am generally not interested in real estate for now as I won't have much of down payment without tapping my emergency funds. And realistically while investing 30k a year for retirement I don't see my bank accounts growing that quickly and would like ideas of where to put it now rather than in 5+ years from now when I have a larger down payment saved.