I'm theoretically about 1 y out from FIRE based on work contracting schedules. We'll see if I do or not. Might go 3 days/wk if the work in upcoming contracts is interesting.
54 % Domestic US stock (distributed among total market, small cap, mid cap, S&P 500, QQQ, ONEQ)
17 % Foreign stock (lots of legacy holding in oakmark value-oriented global and international funds)
So that is 71% stock total
19 % bond (wide distribution of sectors, nations - like PRSNX, and maturity; but trending toward short, like THOPX)
8 % short term
2% gold
I've been thinking two things:
1) Bucket method: have 2-3 years in cash or near cash options.
1) I also am gradually positioning myself for more inflation ($ devaluation) which includes more movement to things like
-Foreign stock funds or ETFs: EMQQ, FSEAX, XBUY, MAPIX, MEGMX, INDY
-Short term muni bond funds, FLTDX, FSTFX (falls within 2-3 years in cash or near cash options );
-Short term international treasuries: BWZ (falls within 2-3 years in cash or near cash options )
-Gold (Potentially falls within 2-3 years in cash or near cash options under stagflation scenario)
-International/global REITS: FIREX, SFREX
-Domestic utilities ETF: VPU, reportedly people who survived 70's stagflation well were happy to have the dividends.
-Thinking about bitcoin
While doing so, I am still sticking with and not pulling from domestic tech stock ETFs and funds-
Not saying I am right about anything.