I will have a big chunk of cash in a few days, about €38K. Need another (of course used, beater!) car in a few months, or buy my mom's well maintained, low mileage, business VW Golf for 4.5 grand (book value=bargain!), current beater car is about to break down and uneconomical to repair to get it through inspections. Savings rate about 50%. Girlfriend currently on sick leave, earning only a fraction of her usual (rather low) income. Her daughter just made her a grandma at below 40. Yay, awesome. SO's driving a beater car, too. Only one car currently not an option. Might face loss of job in the not too distant future (6 months-1 year?), probably can't or shouldn't continue my current job for medical reasons, which means I might go back to school in a distant town for a year to build on past experiences and improve my income in the future (school fees plus second household/room/travel). Have a house which is rented out, so I need to deal with unforeseeable expenses if they arise (like heating breaking down and needing repairs, worst case of course). We live in a rented apartment , moving is not an option. Can't keep my SO on a short leash financially forever... been really tight with my money for the last year or two, living on bare minimum to save. Nearly all I saved during the last year was wiped out in the last few days. Yes I know... first world problems. It could be worse, I could be a Syrian refugee instead of a EU citizen in a wealthy nation.
Invest now? DCA? Just turn off the TV and don't pay attention to the news?
I guess the obvious answer is just stick to the plan and rebalance. Put a third or half of the money into investments and hope for the best. Sell some shit to TLH, or sell all the few remaining individual stocks and put the money in index ETFs. But since I can't have a real Tesla anytime soon I will keep those stocks and hope for the best. Willing to take the risk and hope to make some money.