I am self-employed, and I currently have health insurance through my wife's employer. She is quitting this summer as we are expecting in November, and she will be a stay at home mom. We are looking to switch to private insurance. My business is an LLC and outside of me and my wife, we have just one part time employee. From my research, looks like we'll have to get private insurance. We don't qualify for a subsidy, and I've been told we shouldn't have an issue switching while she is pregnant.
Wondering if anyone out there has had a similar experience switching insurances while pregnant, especially if switching to individual/private insurance.
Also curious if anyone uses a Christian health-cost sharing program like Christian Healthcare Ministries or Medi-Share.