We have just about finished our own passive solar, earth-sheltered house; we're expecting to move into it in about a month. We've lived on less than half our income and put the rest into building the house debt-free. We have just over $50K in the house now and we'll be near $65-70K before we're ready to call it "finished," which will happen sometime after we move in. That money's almost exclusively in building supplies; this has been a DIY house all the way. But it can be done, and for not too much.
That figure is house alone; we have another $50K in the land -- that's a mortgage, we still owe nearly $13K, and we'll pay that off in another year.
Even if you figure in labor costs for hiring out, that's pretty good. What are the rough stats on the home? sqft, bed/bath? Congrats.
Thanks! The house is nearly 2200 sf, more than I would have preferred, but a marriage is a partnership. :)
It's actually 1 bed, 2 bath -- we designed for ourselves, which means we need one bedroom, one office, one library, one man cave, one dog room, one kitchen, and one living room. All one level and 38" doorways; we plan to age in place, though we're nowhere near there yet.
We did hire out the poured concrete walls and slab (10" concrete walls on all but the south side for thermal mass and to support the weight of the berm). That takes experts with specialized equipment, which we are not. We're also currently hiring out the drywall to speed things up; we've been living in a mobile home which had been left on the property by the previous owners, but it's over 30 years old and not long for this world now, so we think hurrying is called for. Roughly 3/4 of the drywall work is included in the $50K figure, but it's got another week to go. Oh, and the insulation is spray foam, which also requires experts and specialized equipment; that was hired out too, also included in the figure.
The ceilings are 10 feet (this is the South, remember), and the roof is actually metal; we wanted an earth roof but our calculations convinced us we could insulate to R40 much more cheaply than we could build in the structure to support the weight of earth and water, and if any problems develop, fixes will be much easier this way.