Oil filters are no big deal. First, change your oil when the engine is warm, not when the oil is scalding hot. Next, slip a disposable glove on, and spin the filter until it's draining all over the exterior. Let it run until it's down to a drip, and continue to unscrew it. Once it's in your gloved hand, flip it upside down and hold it above the drain pan until it's empty, then drop it in a zip lock bag. For final cleanup of the pan, funnel and whatever else got oily, I use a few paper towels and a spray can of brake clean. The towels go in the bag with the filter, and the bag hits the trash.
As for the dangers involved, every time we end up with a newer vehicle, I make a real serious attempt to figure out a way to change the oil without using ramps, or jack stands. As other's have pointed out, generally it's possible, but there are some vehicles that it isn't going to happen unless you a gymnast and 3" thick. As for avoiding DIY vehicle repair and maintenance due to the alleged danger involved, sorry I'm not buying it. Safety is not an abstract concept, and with the proper knowledge and equipment there is nothing to fear.