Well, the house itself has a very thick limestone foundation. You are right though, us northerners don't really worry about termites much.
The foundation of the garage is concrete for the first 10 feet or so, then wood planks. No degree of levelness on the floor at all. Our inspection report initially said we should tear it down and just pour a parking pad, but he thought we were buying it as a rental, not to live there.
(Inspector said renters like to leave sh*t in garages and you can't toss it out until 90 days after they leave by MN law, and you don't get significantly higher rents, and people will complain to you if someone steals their sh*t, etc. Sorry for the tangent.)
When I told him, he said we could just re-do the foundation because the structure is solid. But he said we shouldn't even park in there because the wood planks might have nothing but eroded soil beneath them and they could collapse.