The other possibility is that the cans ARE insulation contact rated, and visibly marked with IC on them. Fact is, IC cans are cheap in my market area, and represent the majority of the product on the shelf at the big box stores. The problem is that many insulation contractors here employ barely literate knuckle draggers, and have a policy of training these clowns to never insulate tight to any recessed ceiling fixture, regardless of what a label says. While building new homes, I was constantly instructing insulators to properly insulate the cans, then checking to see if they did.