I've had 3 companies give me quotes so far.
all three say that replacing the evaporator coil only is a waste of money. It's a special order since the air handler is so old. Quotes were $2800 - $3500 for this alone.
Replacing the air handler for one that will take R22 now and convert to R410a at a later date:
American Standard 2.5 ton $3500. They said that it will need a new valve (txv?) when I convert over to R410a and the costs of converting will be about $500.
Trane XR13 $2000 - actually they don't specifically state that I can use this with R22 now and convert later so I need to check. This could be for a unit that is installed with a new outside compressor unit and only takes R410a.
Another company just told me it's not possible to convert and it would be $7500 (!!!) for a new air handler alone that would take only R22. This older guy got pretty pissy with me when I started asking questions and he will not be getting my business.
Replacing whole system.
Only 1 company has given me a definitive quote for this so far, they were very straightforward about it and were able to do it after one visit. The guy was great at handling my questions. The other company seem to need to do all kinds of tests before they can give me a price. Which after the visit with the other company just seems to be trying to convince me to spend more than 30% extra with them based on the cost of the air handlers alone.
So far:
trane xr15 heat pump $4500 with $400 rebate from government.
I am expecting the 2nd quote to be considerably higher based on cost of air handler alone.
My initial thoughts on all this so far:
I could just spend $2k now, replace just the air handler and get a system that may well be ok for at least another 5 years.
pros: the unit outside is only 6 years old, serviced every 6 months and seems fine.
cons: it's an a/c unit not a heat pump and runs on R22. I would have to buy an airhandler which can convert at a later stage. My cooling/heating costs will be lower with a heatpump. Since this concerns only the upper floor of my house, not the first floor, then I might save an average of ?$50 a month. I have managed to get my electricity bill right down to a reasonable level since last October but have yet to get through a summer season. My highest electricity bill last air conditioning season (I live in Austin, Tx) $318.
I am also fairly keen to get ductless mini-splits with ceiling cassettes and branch ducts. So far I have been unable to get anyone to give me a quote for this. It doesn't appear to be a texan thing at all.