This our updated budget.
Now we're getting somewhere! :)
Looks like we still need to find things to cut.
At $4,948 --- We only have $100 to put towards debt repayment that isn't property tax.
First thing I'd cut: eating out. Dave Ramsey says that when you're in debt, the only reason you should see the inside of a restaurant is because you're working there. More here:
http://www.daveramsey.com/askdave/posts/124444Next thing I'd do: find $500 worth of stuff in your house that you can sell. Books and CD's, fancy purses, power tools, whatever it is. Use Craigslist. Have a yard sale. Whatever it takes, get $500 from somewhere.
Next thing I'd do: Pay off CC4 (your lowest rate card) with the $500 from what you sold. Transfer as much of your ~25% debt to this card as you possibly can. This lowers the overall interest rate on your debt and makes your payments that much more effective at killing principal.
Next month, you have the $100 surplus, plus $100 from not eating out, plus $25 that you are now not paying to CC4, for a total of $225. Pay off half of CC3. If you can find another $250 that month (sell more stuff, mow a yard or two, economize on groceries, whatever), pay off CC3 totally.
Next month, you have $100 + $100 + $25 + $25 for $250. Target CC1 next. You can pay this off in 3 months (or less if you economize more--see how it works?), and then roll that $194 into your snowball.
Now you have $100 + $100 + $25 + $25 + $194 for a total snowball of $444. CC6 can be history in a month or two.
You really can do this. It just requires focus, discipline, and having the whole family on board. I believe you have the skills to do it, and we are all here to help.
Now go for it!