The rest of the internet has turned out to be useless for people in my situation...maybe ya'll can help!
Just realized I over contributed to my RRSPs by ~$1500. One of my company share holder accounts is an RRSP account, didn't realize it until I got my tax slip, and had JUST topped up my RRSPs early this month. I realize that I'm within the $2000 over contribution limit, so it is really not a big deal.
I also have a HBP, I have paid 2 years off of it so far. (This would be year 3 I believe).
Mr.HH seems to think that we can use the over contribution to pay more back for the HPB, and not face any penalty. My google fu isn't working, and I can't seem to find this information. Most info online regards to HBP payback early is assuming that I have no money to save. This is not the case.
Help, I need an adult!