MER on Vanguard VUN and VIU ETF's increased by .01%

[techwiz]

On my home made portfolio tracking sheet, I noticed my management fee section was incorrect both VUN and VIU MER fees had gone up by .01%.  Guess having those hardcoded in my spreadsheet was not the best choice. This is not a big deal and I still think Vanguard is still great value for money. I was just surprised I didn't see anything about this changing. I couldn't even find out when the increase happened. I guess they don't advertise when they raise the MER rates compared to when they lower them. Another sign of inflation I guess. 

[Heckler]

VUN:CA at 0.17, yes it used to be 0.16 back before I swapped it out because of transaction fees and MER

VTI:US still at 0.03 (my second largest holding in RSP)
VFV:CA at 0.09 (the one I'm adding to with no transaction fees until I have enough to justify swapping to VTI in a second RSP)

https://www.fool.ca/2022/05/12/vun-vs-vti-should-canadians-buy-cad-or-usd-listed-total-u-s-market-etfs/


It's not the +0.01 you need to think about.  It's the 0.12-0.14 delta and the transaction fees (if your broker charges them)

[techwiz]

I agree.

The +0.01 is not a big deal although I still could not find any information on the date it was raised. I am sure Vanguard would not raise it out of the blue with no warning or notification somehow I missed it.   I track total fees on my portfolio and the extra .01 is only $30 extra in yearly MER fees on the $300,000 invested in VUN.

I also hold VTI in my RRSP for the US tax sheltering and lower MER. Not as great of a benefit as holding in my RRSP I also hold some VTI in my TFSA account, but that account doesn't shelter the US withholding tax. If I had the room in RRSP I would be holding all my US allocation in VTI there.   

[GreatLaker]

VUN MER went from 0.16% to 0.17% in 2022. You can find that info in the MRFP.
https://fund-docs.vanguard.com/VUN_interim_MRFP_EN.pdf

Unlike the Management Fee, MER is based on total expenses of the fund, so the increase could be based on higher costs due to inflation, rather than an increase in the underlying Management Fee which is 0.15%.