I'm late 40s, new to this. Just put $1000 each in a Questrade RRSP and TFSA, will add to them regularly. I've heard it's best to put stocks in the TFSA and bonds in an RRSP. So based on that logic, does it make sense to go with something like VEQT in the TFSA and VCIP in the RRSP? Or is the difference negligible, and VBAL or VGRO would be fine for both?