Thanks, will look at commsec and CHESS. I think at one point maybe 17 years ago I opened a paper commsec account.
Re: crypto.
Yes, it's a gamble. A gamble I am happy to take with small 3-4 figure numbers as I have done in the past and made significant amounts of money but also lost small 3-4 figure numbers. It is what it is, everyone has their vice, venom, spice or poison and it always costs something.
MMM does not talk about the third-party component in his blog post on crypto. That is the one thing that attracted me initially apart from being able to make astronomical amounts of money. Meaning, no third party is required, just you and I. 2 peers, that is all. No gov, no bank, nothing. Some people speculate that this aspect may have been a honeypot because of course the NSA or some other type of 3 letter agency created it. Well, assuming that is true, not all cryptocurrencies are created equal and there are some, like Monero, that are private and anonymous. There is big value in those 2 things; no third party required and anonymity.
Thanks