Author Topic: YNAB - Classic vs. New Model/Fee structure?  (Read 6900 times)

CryingInThePool

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YNAB - Classic vs. New Model/Fee structure?
« on: January 17, 2016, 03:22:09 PM »
YNABers -

What's the verdict out there on "upgrading" to the new YNAB? I was a happy YNAB4/classic user but I'm really not loving the idea of a yearly fee or the bank importing (had same problem with MINT - I don't want to grant access to my bank account to these 3P software companies).

Has anyone made the switch?  I didn't mind the $40 I spent on YNAB a few years ago but I don't find ongoing charges acceptable.

At this point my plan is to ride into the sunset with YNAB4 and see what the market offers in the future.   Curious to hear about people making the leap and what they found the value proposition on classic vs. new to be?

Thanks - CitP

turketron

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letired

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Re: YNAB - Classic vs. New Model/Fee structure?
« Reply #2 on: January 17, 2016, 03:36:46 PM »
As a developer, I 1000% understand their switch to a webapp + subscription model. It makes it a lot easier to keep yourself in business and accurately reflects the amount of work/time being put into running/maintaining/updating the software.

As someone who is looking to optimize my life, getting into the subscription model just doesn't make any sense for me. I'm going to sign up for the trial to lock in the 'lifetime discount', in case I change my mind, but for now, I'm going to stick with YNAB 4. In addition to already being paid for, I understand how to use it and have a hefty history in it. My understanding is that new subscription YNAB is still under heavy development and doesn't have an import function for old YNAB data.

CryingInThePool

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Re: YNAB - Classic vs. New Model/Fee structure?
« Reply #3 on: January 17, 2016, 04:17:05 PM »
Awesome turketon, thanks for the link to the previous thread. I must have missed it while out for the holidays.  I did try searching but apparently missed it again. 

letired, thanks for the heads up on locking in the lifetime discount.  Totally missed that in the 'welcome to new YNAB' email announcement.