Author Topic: Wow - Dental Insurance is a HUGE racket and a ripoff!!!  (Read 23301 times)


  • Pencil Stache
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  • Posts: 996
  • Age: 33
  • Location: East Side of MSP
Re: Wow - Dental Insurance is a HUGE racket and a ripoff!!!
« Reply #50 on: January 16, 2019, 01:00:07 PM »
Go to mexico for a few days, get the work done for pennies on the dollar, come home.

I have a close family member who is a dentist, and ends out having to take care of bad outcomes from this approach.  Apparently there are very good dentists in Mexico, and very bad ones, but the regulatory system is much worse than the US.  So the work of the good ones is just as good as anything here, and 1/4 (or less) of the price.  But the work of the bad ones is far, far worse, and expensive to clean up back in the US.

Totally agreed. Going to Mexico for dental work shouldn't be like taking out the yellow pages and closing your eyes and going to whoever your finger lands on. You either need to know someone who has had a good experience, or do a bit of online research to find a trustworthy doc.


  • Magnum Stache
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  • Location: California
Re: Wow - Dental Insurance is a HUGE racket and a ripoff!!!
« Reply #51 on: January 16, 2019, 01:44:58 PM »
I just thought I'd share my recent experience. I hadn't been to a dentist in almost 15 years so I went to a new one. I sat down with the cleaning person and she said I had very little plaque and made a comment on how well I must take care of my teeth.

What a joke. Cleanings, check ups, and x-rays are a scam.

Brush and floss regularly folks, the rest is just a money grab by dentists and insurance companies.

This varies a LOT. Rosy already mentioned her autoimmune disorder. You can also just have genetically bad teeth/gums. For example, I brush and floss twice a day and use a plastic tooth scaler as well. I didn't go to the dentist for two and a half years while doing all that and my gums were in such bad shape -- bleeding and receding -- that I had to have four deep cleanings and a gum graft in order to keep my teeth in my damn head. I did what I was supposed to do. It didn't matter; I get bad plaque buildup, no matter how well I brush, and the only that keeps that buildup from happening is very regular cleanings.

It's like asthma, or autoimmune diseases, or plenty of other problems: Sometimes your body is good to you and keeps on keeping on, no monitoring required. Sometimes you need medical help or you will be in a very, very bad spot. If you don't need the help, bless your lucky stars.

(Re: the actual topic: I didn't have dental insurance for a few years because it wasn't worth it to pay for it on the ACA, where it was real expensive. I now get it through work for a decent price, and it ends up being a financial wash for me for my regular checkups + a yearly x-ray, which I like to get right now because I have some incoming wisdom teeth that have been Truly Annoying and that I want monitored. If I don't need it for catastrophic stuff, I'm fine with what I pay for it. If I do need it for catastrophic stuff, then I'll be very glad I have it.)