My Dad bailed my less financially responsible than me brother out of a few financial jams (a no interest loan to address credit card debt, and a no interest loan to finance grad school which he then flunked out of, which included living expenses to include a room in Manhattan despite the fact that he could have lived in my parents house in NJ for free--this was to preserve my Dad's sanity). I used to feel resentful about it (both loans have since been repaid in full), but then my dad loaned me $30k interest free so I could refi my negative equity house, cutting my interest rate from 5.5% to 2.25%, and then put my loan into forbearance when I lost my job. I don't feel resentful anymore. Food for thought.