Have extra money deducted from your paycheck every month so you'll get a big tax refund.
Put this on your credit card so you can get rewards points. (No mention of paying off the balance every month.)
Any college degree is worthwhile! (Sociology or Theater vs. Nursing or Accounting ... um, no.)
College debt is good debt! (Oxymoron)
You should finance ___ to build your credit rating. (Screw financial stability! Borrow so you can raise a number.)
You're always going to have a car payment, so you might as well drive what you want. Or, the more general: If you're going to make payments on it anyway, you might as well get what you want.
Trade in your car for a newer model. As long as your payment is in the same price range, it didn't really cost you anything. (Hmmm, can you show me those numbers on paper?)
Leasing a car makes sense because you don't pay for the taxes and ... (Okay, I'm pretty sure something else is included, but I don't actually know what.)
Bigger cars cost more, but they're safer.
Go ahead and get ___ accessory. It's only another $25 per month.
When are you going to have 5K to pay for marble counter tops? Go ahead and get them now -- and the upgraded appliances and backyard fence too; that way they'll be rolled into your mortgage. (And you'll pay for them how many times over?)
Granite counter tops are outdated -- you need to replace them! (Should you really throw away things for which you're still paying?)
Putting change in a jar is a good way to save. Or, the related: Save all your $1 bills. (And when you have no small change, you go straight to the ATM?)
Your kids are only young once, so go ahead and buy them ____. (Isn't that a good reason to start saving for their educations NOW?)
Encourage your kids in sports. Spend on equipment, traveling teams, private coaches, and they'll win athletic scholarships.
Your kids'll get a complex/lack self-confidence if you only buy them used stuff.
Your kids feet won't grow right if you put them in used shoes.
Everyone's in debt. (Seriously, at a college fair a college financial aid "professional" determined to engage me in a conversation about loans told me that EVERYONE borrows for college. I looked around the crowded gymnasium and said, "Really? Everyone? You're telling me that not a single person in this gym -- and we're talking thousands -- not a single person was smart enough to put away money for his kid's education? 27,000 people attend this university, and not a single one is able to pay? Really? Really? 'Cause I can write a check for my kid's education, and I seriously doubt I'm the only one." Maybe I should've dressed better for this college fair; maybe I looked destitute -- the guy clearly thought I was lying.)