So when I logged into Mint today, it advertised free portfolio analysis on Future Advisor. Thought I'd see what the results were. Most of my accounts either met their best practices or couldn't be analyzed for other available options, but here's what it recommends for my newest account through TIAA CREF:
I'm leaning toward following this advice to reduce fees and diversify to reflect global economy. If anyone is familiar with these options and can comment, I appreciate your thoughts pro or con.