I recently switch to an HSA account at work. I was surprised to discover that unlike the 401K, I can contribute money towards it with my after tax dollars, and I don't have to rely on my employer making pre tax deductions to fund this account.
I have a few questions regarding this -
If I were to contribute the full amount for 2018 with my after tax money, do I get it deduct it when I file for my taxes in 2019?
Will OptumBank send me a form of some sort like the 1099-INT, which shows that I contributed a certain amount out of pocket?
Is there any advantage in letting my employer take money out of my paycheck, even if I have the means to contribute the full amount today?
Thanks for your help and advice.