I just got a flyer in the mail that Capital One is offering $200 to open and deposit $10K in a money market account, with a 1.6% APY. I have some savings I'd be able to deposit, but I might be looking at needing to buy a car soon. If I close the account after collecting my $200 would it hurt me in any way, specifically my credit report? From my understanding, no because it's not an account that offers a line of credit...? Does anyone have experience with this?