So in the last few months since discovering MMM, there's been quite a few changes going on in our life. Good changes! Many inspired by the blog and the forum.
- read every article on MMM
- read several investing books
- paid off the mortgage in December
- completely debt free
- Switched my IRA from American Funds to VTSAX
- Maxed out 2014 Roths for me and the Mrs VTSMX
We're in our mid 40's, and plan to stash as much as we can now that the debt is gone. Ideally, we'd like to FIRE in 10 years. Through the years we've always put enough into her 401k to get the match. Our income/expenses should allow us to fill her 401k and our two IRAs (no 401k for me) every year. We've never invested so much money, but wow is it exciting to be able to do this going forward.
My dilemma is my wife's 401k allocations and the mutual funds in there (see photo). It's actually done pretty well considering the active management and all. So I got into her account online last night and saw that they have Vanguard index funds available! I know I should transfer to these funds, but I'm having difficulty in my brain. This 401k account is over 200k, and is half of our net worth.
I could use a good face punching. "Snap out of it, son, sell that shit."
Also, if anyone has any allocation/fund recommendations, I'd love to hear that.